{"id":1267,"date":"2006-07-04T09:13:00","date_gmt":"2006-07-04T04:13:00","guid":{"rendered":"http:\/\/chris.dwan.org\/?p=1267"},"modified":"2006-07-04T09:13:00","modified_gmt":"2006-07-04T04:13:00","slug":"credit-cards","status":"publish","type":"post","link":"https:\/\/chris.dwan.org\/?p=1267","title":{"rendered":"Credit cards"},"content":{"rendered":"<p>I&#8217;ve finally been convinced that &#8220;nobody should pay interest on a short term loan that they plan to pay off in less than six months.&#8221;  Apparently, &#8220;that&#8217;s what those credit card offers are for.&#8221;  And &#8220;with discipline, it&#8217;s free money.&#8221;  Further, it is not scummy in any way to use these offers, since &#8220;the company chooses to play the game in a way that lets me win.&#8221;  Every single smart and informed person, without exception, with whom I&#8217;ve discussed this, agrees.  <\/p>\n<p>Okay, fine.  I&#8217;m going to grab a card, write myself a check from that card for nearly the credit limit, slam the cash in a certificate of deposit or something like it, and then pay off the card at the end of the interest free term, keeping the interest.   It&#8217;ll be fun.  Free money, woo hoo.<\/p>\n<p>Here&#8217;s my question:  What credit card company should I use?  Is there one that sucks less than the others?<\/p>\n<p>&#8211;UPDATE&#8211; <a href=\"http:\/\/consumerreports.com\">Consumer Reports<\/a> reviews credit cards!  Who knew?  This is awesome.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>I&#8217;ve finally been convinced that &#8220;nobody should pay interest on a short term loan that they plan to pay off in less than six months.&#8221; Apparently, &#8220;that&#8217;s what those credit card offers are for.&#8221; And &#8220;with discipline, it&#8217;s free money.&#8221; Further, it is not scummy in any way to use these offers, since &#8220;the company <span style=\"color:#777\"> . . . &rarr; Read More: <a href=\"https:\/\/chris.dwan.org\/?p=1267\">Credit cards<\/a><\/span><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/chris.dwan.org\/index.php?rest_route=\/wp\/v2\/posts\/1267"}],"collection":[{"href":"https:\/\/chris.dwan.org\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/chris.dwan.org\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/chris.dwan.org\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/chris.dwan.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1267"}],"version-history":[{"count":0,"href":"https:\/\/chris.dwan.org\/index.php?rest_route=\/wp\/v2\/posts\/1267\/revisions"}],"wp:attachment":[{"href":"https:\/\/chris.dwan.org\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1267"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/chris.dwan.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1267"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/chris.dwan.org\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1267"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}